APY
2.00%
As of Nov 8, 2026. Rates are variable.
Needham Bank · Checking account
Needham Premium Checking
−$298 a year for an everyday customer. $25 a month. $10 to open.
- A year, everyday customer
- −$298
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · needhambank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · needhambank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · needhambank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#980of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Check writing
- Debit card
- Interest bearing
- Mobile check deposit
- Online opening
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $20,000needhambank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $25 a monthneedhambank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- To waive the $25.00 monthly maintenance fee, maintain each statement cycle: eStatements and either $5,000 in direct deposits or $50,000 in combined deposits at Needham Bank.
- To waive the $25.00 monthly maintenance fee, maintain each statement cycle: eStatements and either $5,000 in direct deposits or $50,000 in combined deposits at Needham Bank.
- Minimum to open
- $10needhambank.com, checked Nov 8, 2026
- Overdraft fee
- $25needhambank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $25needhambank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Noneneedhambank.com, checked Nov 8, 2026
- International ATM fee
- Noneneedhambank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25needhambank.com, checked Nov 8, 2026
- Incoming international wire
- $15needhambank.com, checked Nov 8, 2026
- Outgoing international wire
- $40needhambank.com, checked Nov 8, 2026
- Cashier’s check
- $5needhambank.com, checked Nov 8, 2026
- Stop payment
- $25needhambank.com, checked Nov 8, 2026
- Card replacement
- $5needhambank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money