RateHerald

APY on $10,000

0.05%

As of Nov 8, 2026. Rates are variable.

Needham Bank · Money market account

Needham Premium Money Market

$5 a year on $10,000 at today’s 0.05% APY. No monthly fee. $250 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Against the market

How it ranks

#82of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • Check writing
  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $24,999.99
3.00%
$25,000 to $49,999.99
3.25%
$50,000 and up
3.50%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

To earn the APY
3.50% APY* on balances over $50,000 when linked with a Premium Checking Accountneedhambank.com, checked Nov 8, 2026
APY when those aren’t met
0.05%needhambank.com, checked Nov 8, 2026

Fees

Monthly fee
Noneneedhambank.com, checked Nov 8, 2026
Minimum to open
$250needhambank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on needhambank.com

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