Needham Bank

FDIC-insured · certificate 26483

Savings, money market, checking and CDs, with every rate from Needham Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Nov 1, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

Needham GoalGetter SavingsSavings account · $10 to open4.00%$0None

Needham Premium Money MarketMoney market account · $250 to open3.50%$5None

Needham Super Saver Money MarketMoney market account · $250 to open3.50%$0None

Needham Money MarketMoney market account0.30%$10None

Needham NB Statement SavingsSavings account · $10 to open0.05%$5None

Needham Savings AccountSavings accountNot stated—None

Against 1043 checking accounts

Needham Flex Checking AccountChecking account · $10 to open0.05%#46None

Needham Non-Interest DDA AccountChecking accountNot stated#408None

Needham Non-Interest DDA & E-WalletChecking accountNot stated#679Not stated

Needham 18/65 Checking AccountChecking accountNot stated#687Not stated

Needham Premium CheckingChecking account · $10 to open2.00%#980$25 a month

$1,000 to open

3 months3.80%—

6 months3.90%#47 of 143

7 months · Needham Bank’s best4.35%—

11 months4.35%—

1 year3.85%#74 of 176

15 months4.35%—

18 months3.70%#51 of 107

2 years3.15%#68 of 134

3 years3.15%#45 of 98

4 years3.15%—

5 years2.50%#57 of 98

A dash: a term we don’t rank. All Needham Bank CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.