APY
0.00%
As of Nov 8, 2026. Rates are variable.
OceanFirst Bank · Checking account
OceanFirst FreshStart Checking
−$60 a year for an everyday customer. Monthly fee not stated.
- A year, everyday customer
- −$60
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · oceanfirst.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Not stated
Against the market
How it ranks
#566of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Branch access
- Card lock
- Check writing
- Debit card
- Instant digital card
- Mobile check deposit
- No minimum balance
- Online opening
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Overdraft fee
- $30oceanfirst.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 1oceanfirst.com, checked Nov 8, 2026
- ATM network
- Free Nationwide ATM Useoceanfirst.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Noneoceanfirst.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees