APY

0.01%

As of Nov 1, 2026. Rates are variable.

Old National Bank · Checking account

Old ONB Classic Checking

$0 a year for an everyday customer. $7.95 a month. $50 to open.

Checked Nov 1, 2026Updated

A year, everyday customer
$0
APY
Monthly fee
To open

Offer

Bonus

$50

With a current customer’s referral

ReferLive

The referred person must open a new eligible Old National checking account, complete 10 debit card transactions (ATM withdrawals excluded), and have one or more direct deposits totaling at least $500, all within 75 days of account opening.

Features

  • Bill pay
  • Budgeting tools
  • Card lock
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $2,500
0.01%
$2,500 and up
0.01%

The bank’s rates · as of Nov 1, 2026

In the bank’s words

Terms

Fees

Monthly fee
$7.95 a montholdnational.com, checked Nov 1, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain a minimum balance of $750
  • Maintain a combined minimum balance of $5,000 in checking, savings or money market accounts
oldnational.com, checked Nov 1, 2026
Minimum to open
$50oldnational.com, checked Nov 1, 2026
ATM network
Allpointoldnational.com, checked Nov 1, 2026
ATMs in the network
55,000oldnational.com, checked Nov 1, 2026
Early closure fee
$25oldnational.com, checked Nov 1, 2026

Who can open it

Minimum age
50oldnational.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on oldnational.com

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