APY on $10,000

0.05%

As of Nov 8, 2026. Rates are variable.

Old National Bank · Money market account

Old Market Monitor

Promotional rate

$5 a year on $10,000 at today’s 0.05% APY. $20 a month. $50 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#85of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • Branch access
  • Check writing
  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $20,000
0.05%
$20,000 and up
3.85%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$20,000oldnational.com, checked Nov 8, 2026
To earn the APY
3.79% (3.85% APY) if daily collected balance is $20,000 or more
  • your account must be funded with a minimum of $20,000 in new money not on deposit at Old National as of August 31, 2026
  • You will have fifteen (15) calendar days to meet the minimum new money deposit of $20,000.
oldnational.com, checked Nov 8, 2026
APY when those aren’t met
0.05%oldnational.com, checked Nov 8, 2026
Interest compounds
monthlyoldnational.com, checked Nov 8, 2026

Fees

Monthly fee
$20 a montholdnational.com, checked Nov 8, 2026
Ways to avoid the monthly fee
$5,000 minimum daily balanceoldnational.com, checked Nov 8, 2026
Minimum to open
$50oldnational.com, checked Nov 8, 2026
Fee for each withdrawal over the limit
$15oldnational.com, checked Nov 8, 2026
Early closure fee
$25oldnational.com, checked Nov 8, 2026

Who can open it

Where
Iowa, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Dakota, Tennessee, Wisconsinoldnational.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on oldnational.com

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