APY
0.01%
As of Nov 8, 2026. Rates are variable.
Old National Bank · Checking account
Old ONB Preferred Checking
−$180 a year for an everyday customer. $15 a month. $50 to open.
- A year, everyday customer
- −$180
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · oldnational.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · oldnational.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · oldnational.com
The source states this figure; we have no exact sentence on file yet.
Offer
Bonuses
$12,000 in direct deposits within 120 days. About $3,000 a month for 4 months.
Old ONB Preferred Checking · Old · for new customers
Ends Dec 31, 2026Meet it within 120 daysNew customers only
“Open an ONB Everyday or Preferred Checking account with a minimum deposit of $50 between 2/3/2026 and 12/31/2026 (new to personal checking), then make 3 or more qualifying ACH direct deposits totaling at least $12,000 for the $600 bonus or at least $3,500 for the $300 bonus within the first four mon”The bank’s page, checked Nov 8, 2026
With a current customer’s referral
ReferLive
The referred person must open a new eligible Old National checking account, complete 10 debit card transactions (ATM withdrawals excluded), and have one or more direct deposits totaling at least $500, all within 75 days of account opening.
Against the market
How it ranks
#902of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Card lock
- Check writing
- Debit card
- Free checks
- Interest bearing
- Mobile check deposit
- Mobile wallet
- Online opening
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $15 a montholdnational.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Maintain a $5,000 daily balance
- Maintain a $25,000 combined minimum daily balance in other checking, savings, money market, CDs, or loans with similar ownership
- No Monthly Service Charge for completing qualifying banking activities each month
- Minimum to open
- $50oldnational.com, checked Nov 8, 2026
- ATM network
- Old National ATMs and Allpoint ATMsoldnational.com, checked Nov 8, 2026
- ATMs in the network
- 55,000oldnational.com, checked Nov 8, 2026
- Early closure fee
- $25oldnational.com, checked Nov 8, 2026
Who can open it
- Where
- Iowa, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Dakota, Tennessee, Wisconsinoldnational.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees