APY
0.00%
As of Nov 8, 2026. Rates are variable.
Old Second National Bank · Checking account
Old Second Convenience Plus Checking
$0 a year for an everyday customer. $5.95 a month. $50 to open.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · oldsecond.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · oldsecond.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · oldsecond.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#127of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Budgeting tools
- Debit card
- Mobile check deposit
- Online opening
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5.95 a montholdsecond.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- maintains an average daily balance of $1,000 during the statement cycle
- maintains a total average deposit balance of $5,000 or more in your combined deposit and time accounts with us during the statement cycle
- you have a Direct Deposit to this account during the statement cycle
- primary account holder is 65+ in age
- Minimum to open
- $50oldsecond.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50oldsecond.com, checked Nov 8, 2026
- Paper statements
- $3.95 a montholdsecond.com, checked Nov 8, 2026
- Early closure fee
- $50oldsecond.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money