Old Second O2 CHECKING

$0 a year for an everyday customer. No monthly fee. $50 to open.

Checked Nov 8, 2026Updated Oct 22, 2026

A year, everyday customer: $0
APY: Receipt · APYChecked Nov 8, 2026
Issuer's page · oldsecond.com
The source states this figure; we have no exact sentence on file yet.
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Monthly fee: Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · oldsecond.com
The source states this figure; we have no exact sentence on file yet.
Open on oldsecond.com Report a problem
To open: Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · oldsecond.com
The source states this figure; we have no exact sentence on file yet.
Open on oldsecond.com Report a problem

Against the market

How it ranks

#81of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Monthly fee: Noneoldsecond.com, checked Nov 8, 2026
Ways to avoid the monthly fee: Any one of these:
This fee does not apply to customers who receive an electronic checking statement (eStatement)
if primary account owner is 65+ in age
oldsecond.com, checked Nov 8, 2026
Minimum to open: $50oldsecond.com, checked Nov 8, 2026
Overdraft fee: $36oldsecond.com, checked Nov 8, 2026
Returned item (NSF) fee: $36oldsecond.com, checked Nov 8, 2026
Overdraft transfer fee: Noneoldsecond.com, checked Nov 8, 2026
Most overdraft fees in a day: 5oldsecond.com, checked Nov 8, 2026
ATM network: Allpoint® ATM withdrawals are freeoldsecond.com, checked Nov 8, 2026
Out-of-network ATM fee: $2.50oldsecond.com, checked Nov 8, 2026
Incoming domestic wire: $15oldsecond.com, checked Nov 8, 2026
Outgoing domestic wire: $30oldsecond.com, checked Nov 8, 2026
Incoming international wire: $15oldsecond.com, checked Nov 8, 2026
Outgoing international wire: $50oldsecond.com, checked Nov 8, 2026
Paper statements: $3.95 a montholdsecond.com, checked Nov 8, 2026
Inactivity fee: $5oldsecond.com, checked Nov 8, 2026
Early closure fee: $50oldsecond.com, checked Nov 8, 2026
Cashier’s check: $10oldsecond.com, checked Nov 8, 2026
Stop payment: $36oldsecond.com, checked Nov 8, 2026
Card replacement: $10oldsecond.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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