Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Old Second National Bank · Checking account
Old Second STUDENT BANKING
$0 a year for an everyday customer. No monthly fee. $10 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · oldsecond.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer document · oldsecond.com · PDF
The source states this figure; we have no exact sentence on file yet.
Features
- Budgeting tools
- Contactless card
- Debit card
- Minor accounts
- Mobile check deposit
- No overdraft fees
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Noneoldsecond.com, checked Nov 1, 2026
- Minimum to open
- $10oldsecond.com, checked Nov 1, 2026
- Overdraft fee
- Noneoldsecond.com, checked Nov 1, 2026
- Returned item (NSF) fee
- Noneoldsecond.com, checked Nov 1, 2026
- Overdraft transfer fee
- Noneoldsecond.com, checked Nov 1, 2026
- Most overdraft fees in a day
- 5oldsecond.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $2.50oldsecond.com, checked Nov 1, 2026
- Incoming domestic wire
- $15oldsecond.com, checked Nov 1, 2026
- Outgoing domestic wire
- $30oldsecond.com, checked Nov 1, 2026
- Incoming international wire
- $15oldsecond.com, checked Nov 1, 2026
- Outgoing international wire
- $50oldsecond.com, checked Nov 1, 2026
- Paper statements
- Noneoldsecond.com, checked Nov 1, 2026
- Inactivity fee
- Noneoldsecond.com, checked Nov 1, 2026
- Early closure fee
- Noneoldsecond.com, checked Nov 1, 2026
- Cashier’s check
- $10oldsecond.com, checked Nov 1, 2026
- Stop payment
- $36oldsecond.com, checked Nov 1, 2026
- Card replacement
- $10oldsecond.com, checked Nov 1, 2026
Who can open it
- Minimum age
- 13oldsecond.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money