APY

0.50%

As of Nov 8, 2026. Rates are variable.

Poppy Bank · Checking account

Poppy Legacy

−$480 a year for an everyday customer. $40 a month.

Checked Nov 8, 2026Updated

A year, everyday customer
−$480
APY
Monthly fee
To open
Not stated

Against the market

How it ranks

#1036of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Interest bearing
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$25,000poppy.bank, checked Nov 8, 2026
To earn the APY
Minimum Balance Requirement: $25,000poppy.bank, checked Nov 8, 2026
Interest compounds
Interest is compounded daily and credited to the account monthly.poppy.bank, checked Nov 8, 2026

Fees

Monthly fee
$40 a monthpoppy.bank, checked Nov 8, 2026
ATM network
Approximately 40,000 Surcharge Free ATMspoppy.bank, checked Nov 8, 2026
ATMs in the network
40,000poppy.bank, checked Nov 8, 2026
Paper statements
$5 a monthpoppy.bank, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on poppy.bank

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