APY
3.50%
As of Nov 1, 2026. Rates are variable.
Poppy Bank · Checking account
Poppy Student
$70 a year for an everyday customer. No monthly fee. $50 to open.
- A year, everyday customer
- $70
- APY
- Receipt · APYChecked Nov 1, 2026
Issuer's page · poppy.bank
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · poppy.bank
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · poppy.bank
The source states this figure; we have no exact sentence on file yet.
Features
- Bill pay
- Interest bearing
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $50poppy.bank, checked Nov 1, 2026
- To earn the APY
- $50poppy.bank, checked Nov 1, 2026
- Interest compounds
- Interest is compounded daily and credited to the account monthly.poppy.bank, checked Nov 1, 2026
Fees
- Monthly fee
- Nonepoppy.bank, checked Nov 1, 2026
- Minimum to open
- $50poppy.bank, checked Nov 1, 2026
- ATM network
- Approximately 40,000 Surcharge Free ATMspoppy.bank, checked Nov 1, 2026
- ATMs in the network
- 40,000poppy.bank, checked Nov 1, 2026
- Paper statements
- Nonepoppy.bank, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money