APY on $10,000

4.00%

As of Nov 1, 2026. Rates are variable.

Poppy Bank · Savings account

Poppy Blooms Youth Savings

$400 a year on $10,000 at today’s 4.00% APY. No monthly fee. No minimum to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Interest bearing
  • Joint accounts
  • Minor accounts
  • No minimum balance

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0poppy.bank, checked Nov 1, 2026
To earn the APY
$0poppy.bank, checked Nov 1, 2026
Interest compounds
Interest is compounded daily and credited to the account monthly.poppy.bank, checked Nov 1, 2026

Fees

Monthly fee
Nonepoppy.bank, checked Nov 1, 2026
Minimum to open
Nonepoppy.bank, checked Nov 1, 2026
Paper statements
Nonepoppy.bank, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on poppy.bank

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