Monthly fee
$15
−$180 a year for an everyday customer: fees and interest, $2,000 kept.
Prosperity Bank · Checking account
Prosperity Interest Checking Plus
−$180 a year for an everyday customer. $15 a month. $1,500 to open.
- A year, everyday customer
- −$180
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · prosperitybankusa.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · prosperitybankusa.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#927of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Check writing
- Debit card
- Free checks
- Interest bearing
- Mobile check deposit
- Mobile wallet
- Online opening
- Overdraft grace period
- Overdraft line of credit
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $15 a monthprosperitybankusa.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Avoid a $15 service charge when you maintain a $10,000 minimum balanceprosperitybankusa.com, checked Nov 8, 2026
- Minimum to open
- $1,500prosperitybankusa.com, checked Nov 8, 2026
- Overdraft fee
- $35prosperitybankusa.com, checked Nov 8, 2026
- Overdraft transfer fee
- $7.50prosperitybankusa.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Noneprosperitybankusa.com, checked Nov 8, 2026
Who can open it
- Where
- Texas, Oklahomaprosperitybankusa.com, checked Nov 8, 2026
- Minimum age
- 18prosperitybankusa.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees