Prosperity Personal Money Market

−$120 a year on $10,000. $10 a month. $2,500 to open.

Checked Nov 1, 2026Updated Oct 22, 2026

A year on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Features

Branch access
Debit card
Interest bearing
Joint accounts
Minor accounts
Mobile check deposit
Mobile wallet
Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee: $10 a monthprosperitybankusa.com, checked Nov 1, 2026
Ways to avoid the monthly fee: Avoid a $10 monthly service charge by maintaining the minimum balance of $2,500prosperitybankusa.com, checked Nov 1, 2026
Minimum to open: $2,500prosperitybankusa.com, checked Nov 1, 2026
Withdrawals a month: 6prosperitybankusa.com, checked Nov 1, 2026
Fee for each withdrawal over the limit: $15prosperitybankusa.com, checked Nov 1, 2026
ATM network: Unlimited withdrawals at Prosperity ATMs; ATM withdrawals are includedprosperitybankusa.com, checked Nov 1, 2026

Who can open it

Where: Texas, Oklahomaprosperitybankusa.com, checked Nov 1, 2026
Minimum age: 18prosperitybankusa.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

Visit Prosperity Bank

We don’t earn anything from this link.