Monthly fee

$3

Prosperity Bank · Savings account

Prosperity Personal Savings

$0 a year on $10,000. $3 a month. $200 to open.

Checked Nov 1, 2026Updated

A year on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Debit card
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$3 a monthprosperitybankusa.com, checked Nov 1, 2026
Ways to avoid the monthly fee
maintaining a minimum balance of $200prosperitybankusa.com, checked Nov 1, 2026
Minimum to open
$200prosperitybankusa.com, checked Nov 1, 2026
Withdrawals a month
3prosperitybankusa.com, checked Nov 1, 2026
Fee for each withdrawal over the limit
$2prosperitybankusa.com, checked Nov 1, 2026
ATM network
Prosperity ATMsprosperitybankusa.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

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