RateHerald

APY

0.01%

As of Nov 8, 2026. Rates are variable.

Republic Bank & Trust Company · Checking account

Republic Bank & Flex Checking

$0 a year for an everyday customer. $12 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
APY
Monthly fee
To open

Against the market

How it ranks

#64of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Check writing
  • Debit card
  • Interest bearing
  • Mobile check deposit
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlyrepublicbank.com, checked Nov 8, 2026

Fees

Monthly fee
$12 a monthrepublicbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • No monthly fee with at least $1,000 average daily balance
  • one (1) direct deposit
  • 10 debit card Point of Sale (POS) transactions per statement cycle
republicbank.com, checked Nov 8, 2026
Minimum to open
$50republicbank.com, checked Nov 8, 2026
Overdraft fee
$36republicbank.com, checked Nov 8, 2026
Returned item (NSF) fee
$36republicbank.com, checked Nov 8, 2026
ATM network
Republic Bank/Presto/Accel/MoneyPass/Allpointrepublicbank.com, checked Nov 8, 2026
ATMs in the network
90,000republicbank.com, checked Nov 8, 2026
Out-of-network ATM fee
$4republicbank.com, checked Nov 8, 2026
Paper statements
Nonerepublicbank.com, checked Nov 8, 2026
Cashier’s check
$10republicbank.com, checked Nov 8, 2026
Stop payment
$36republicbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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See it on republicbank.com

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