APY

0.05%

As of Nov 8, 2026. Rates are variable.

Republic Bank & Trust Company · Checking account

Republic Bank & Premium Checking

−$299 a year for an everyday customer. $25 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$299
APY
Monthly fee
To open

Against the market

How it ranks

#982of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Mobile check deposit
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $14,999.99
0.05%
$15,000 and up
0.05%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Fees

Monthly fee
$25 a monthrepublicbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
No below balance fee with at least $5,000 average daily balance † for the statement cycle.republicbank.com, checked Nov 8, 2026
Minimum to open
$50republicbank.com, checked Nov 8, 2026
ATM network
Republic Bank/Presto/Accel/MoneyPass/Allpoint ATMsrepublicbank.com, checked Nov 8, 2026
ATMs in the network
90,000republicbank.com, checked Nov 8, 2026
Paper statements
Nonerepublicbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on republicbank.com

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