Republic Bank & Trust Company

FDIC-insured · certificate 23627

Savings, money market, checking and CDs, with every rate from Republic Bank & Trust Company’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Nov 1, 2026

Best savings rate: 0.10%APY · Republic Bank & Advantage Savings
Best CD rate: 4.25%APY for 5 years
Bonus: $400Republic Bank & Checking Account

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees

Republic Bank & Advantage SavingsSavings account · $5,000 to open0.10%−$110$10 a month

Republic Bank & Easy SavingsSavings account · $10 to open0.05%$5Not stated

Republic Bank & Money Market AccountMoney market account · $300 to open0.05%−$55$5 a month

Republic Bank & Savings AccountSavings accountNot stated—Not stated

Checking

Against 1043 checking accounts

Republic Bank & Flex CheckingChecking account · $50 to open0.01%#64$12 a month

Republic Bank & Military Honors Checking AccountChecking account · no minimum to openNot stated#304None

Republic Bank & Checking AccountChecking accountNot stated#607Not stated

Republic Bank & Easy CheckingChecking account · $50 to openNot stated#608Not stated

Republic Bank & Premium CheckingChecking account · $50 to open0.05%#982$25 a month

Certificates of Deposit, by term

$1,000 to open

6 months4.00%#29 of 143

11 months4.00%—

1 year3.10%#106 of 176

15 months3.00%—

18 months3.25%#66 of 107

2 years4.00%#41 of 134

3 years4.15%#23 of 98

4 years4.15%—

5 years · Republic Bank & Trust Company’s best4.25%#24 of 98

A dash: a term we don’t rank. All Republic Bank & Trust Company CDs

Offer

Bonus

$400

10 qualifying transactions within 90 days

Republic Bank & Checking Account · for new customers

Ends Dec 31, 2026Meet it within 90 days

“Open a new personal or business checking account with promo code ADV and, within the first 90 days of account opening, conduct 3 or more ACH credits (direct deposits) and 10 or more Point-of-Sale (POS) transactions.”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finder All bank bonuses

Against the market

How Republic Bank & Trust Company ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Republic Bank & Flex CheckingChecking account#64 of 1043
Certificates of Deposit · 6 monthsCD#29 of 143
Certificates of Deposit · 3 yearsCD#23 of 98
Certificates of Deposit · 5 yearsCD#24 of 98
Republic Bank & Military Honors Checking AccountChecking account#304 of 1043
Certificates of Deposit · 2 yearsCD#41 of 134
Republic Bank & Checking AccountChecking account#607 of 1043
Republic Bank & Easy CheckingChecking account#608 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.