Monthly fee
$25
−$300 a year for an everyday customer: fees and interest, $2,000 kept.
Santander Bank · Checking account
Santander Select® Checking
−$300 a year for an everyday customer. $25 a month. $25 to open.
- A year, everyday customer
- −$300
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · assets.santandermedia.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · santanderbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#994of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Branch access
- Contactless card
- Debit card
- Interest bearing
- Joint accounts
- Mobile check deposit
- No foreign transaction fee
- No minimum balance
- Overdraft protection transfer
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $25 a monthassets.santandermedia.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- $25 Monthly Fee waived when you maintain a minimum combined balance of $25,000 in bank deposits (consumer and certain business products) and eligible investments held with Santander Investment Services.santanderbank.com, checked Nov 8, 2026
- Minimum to open
- $25santanderbank.com, checked Nov 8, 2026
- Overdraft fee
- $15assets.santandermedia.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Noneassets.santandermedia.com, checked Nov 8, 2026
- Overdraft transfer fee
- Noneassets.santandermedia.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 3assets.santandermedia.com, checked Nov 8, 2026
- ATM network
- Santander ATMssantanderbank.com, checked Nov 8, 2026
- ATMs in the network
- 30,000santanderbank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Noneassets.santandermedia.com, checked Nov 8, 2026
- International ATM fee
- Noneassets.santandermedia.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $30 a monthsantanderbank.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- Noneassets.santandermedia.com, checked Nov 8, 2026
- Incoming domestic wire
- Noneassets.santandermedia.com, checked Nov 8, 2026
- Outgoing domestic wire
- $15assets.santandermedia.com, checked Nov 8, 2026
- Outgoing international wire
- $40assets.santandermedia.com, checked Nov 8, 2026
- Paper statements
- Noneassets.santandermedia.com, checked Nov 8, 2026
- Cashier’s check
- Noneassets.santandermedia.com, checked Nov 8, 2026
- Stop payment
- Noneassets.santandermedia.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees