Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Security Service · Checking account

Security Service Free Checking

$0 a year for an everyday customer. No monthly fee. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#427of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Debit card
  • Early direct deposit
  • Mobile wallet
  • No minimum balance
  • Online opening
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonessfcu.org, checked Nov 8, 2026
Minimum to open
$25ssfcu.org, checked Nov 8, 2026
ATM network
30,000 Fee-Free ATMsssfcu.org, checked Nov 8, 2026
ATMs in the network
30,000ssfcu.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • You live, work, worship, attend school, volunteer, or your business is located in Texas, Colorado, or Utah.
  • You’re a member of select military branches/units or a Department of Defense employee at specific military bases within our service areas.
  • You're a family or household member of 1 an existing member.
ssfcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on ssfcu.org

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