APY
1.00%
As of Nov 8, 2026. Rates are variable.
Security Service · Checking account
Security Service Power Protected Merit Checking (Share Draft)
−$108 a year for an everyday customer. $9 a month. $25 to open.
- A year, everyday customer
- −$108
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · ssfcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · ssfcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · ssfcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#819of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- Dividends accrue daily and are credited to your account every month.ssfcu.org, checked Nov 8, 2026
Fees
- Monthly fee
- $9 a monthssfcu.org, checked Nov 8, 2026
- Ways to avoid the monthly fee
- an average daily account balance of $50,000.00 or more in at least one Power Protected Checking Accountssfcu.org, checked Nov 8, 2026
- Minimum to open
- $25ssfcu.org, checked Nov 8, 2026
- Overdraft fee
- $32.50ssfcu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $32.50ssfcu.org, checked Nov 8, 2026
- Most overdraft fees in a day
- 97.5ssfcu.org, checked Nov 8, 2026
- ATM network
- Security Service, CO-OP Network, Stripes Convenience Store ATMsssfcu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $1.50ssfcu.org, checked Nov 8, 2026
- Outgoing domestic wire
- $15ssfcu.org, checked Nov 8, 2026
- Outgoing international wire
- $61ssfcu.org, checked Nov 8, 2026
- Inactivity fee
- $10ssfcu.org, checked Nov 8, 2026
- Early closure fee
- $25ssfcu.org, checked Nov 8, 2026
- Cashier’s check
- $5ssfcu.org, checked Nov 8, 2026
- Stop payment
- $25ssfcu.org, checked Nov 8, 2026
- Card replacement
- $5ssfcu.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- You live, work, worship, attend school, volunteer, or your business is located in Texas, Colorado, or Utah.
- You’re a member of select military branches/units or a Department of Defense employee at specific military bases within our service areas.
- You're a family or household member of 1 an existing member.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees