APY on $10,000

3.00%

As of Nov 1, 2026. Rates are variable.

Security Service · Money market account

Security Service Money Market Max

$0 a year on $10,000 at today’s 3.00% APY. $15 a month. $2,500 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$2,500ssfcu.org, checked Nov 1, 2026
Interest compounds
Interest accrues daily, paid monthlyssfcu.org, checked Nov 1, 2026

Fees

Monthly fee
$15 a monthssfcu.org, checked Nov 1, 2026
Ways to avoid the monthly fee
$15 monthly account maintenance fee, waived with a $2,500 minimum daily balancessfcu.org, checked Nov 1, 2026
Minimum to open
$2,500ssfcu.org, checked Nov 1, 2026
Overdraft fee
$32.50ssfcu.org, checked Nov 1, 2026
Returned item (NSF) fee
$32.50ssfcu.org, checked Nov 1, 2026
Most overdraft fees in a day
97.5ssfcu.org, checked Nov 1, 2026
Withdrawals a month
6ssfcu.org, checked Nov 1, 2026
Fee for each withdrawal over the limit
$15ssfcu.org, checked Nov 1, 2026
ATM network
Security Service, CO-OP Network, Stripes Convenience Store ATMsssfcu.org, checked Nov 1, 2026
Out-of-network ATM fee
$1.50ssfcu.org, checked Nov 1, 2026
Outgoing domestic wire
Nonessfcu.org, checked Nov 1, 2026
Outgoing international wire
$61ssfcu.org, checked Nov 1, 2026
Early closure fee
$15ssfcu.org, checked Nov 1, 2026
Cashier’s check
Nonessfcu.org, checked Nov 1, 2026
Stop payment
$25ssfcu.org, checked Nov 1, 2026
Card replacement
$5ssfcu.org, checked Nov 1, 2026

Who can open it

Membership
Membership required:
  • You live, work, worship, attend school, volunteer, or your business is located in Texas, Colorado, or Utah.
  • You’re a member of select military branches/units or a Department of Defense employee at specific military bases within our service areas.
  • You're a family or household member of 1 an existing member.
ssfcu.org, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on ssfcu.org

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