APY

0.75%

As of Nov 8, 2026. Rates are variable.

Security Service · Checking account

Security Service Power Protected Checking (Share Draft)

−$107 a year for an everyday customer. $9 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$107
APY
Monthly fee
To open

Against the market

How it ranks

#809of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $10,000
0.05%
$10,000 to $25,000
0.10%
$10,000.01 to $25,000
0.10%
$25,000 to $50,000
0.20%
$25,000.01 to $50,000
0.20%
$50,000 to $100,000
0.50%
$50,000.01 to $100,000
0.50%
$100,000 to $250,000
0.75%
$100,000.01 to $250,000
0.75%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Interest compounds
Dividends accrue daily and are credited to your account every month.ssfcu.org, checked Nov 8, 2026

Fees

Monthly fee
$9 a monthssfcu.org, checked Nov 8, 2026
Ways to avoid the monthly fee
an average daily account balance of $50,000.00 or more in at least one Power Protected Checking Accountssfcu.org, checked Nov 8, 2026
Minimum to open
$25ssfcu.org, checked Nov 8, 2026
Overdraft fee
$32.50ssfcu.org, checked Nov 8, 2026
Returned item (NSF) fee
$32.50ssfcu.org, checked Nov 8, 2026
Most overdraft fees in a day
97.5ssfcu.org, checked Nov 8, 2026
ATM network
Security Service, CO-OP Network, Stripes Convenience Store ATMsssfcu.org, checked Nov 8, 2026
Out-of-network ATM fee
$1.50ssfcu.org, checked Nov 8, 2026
Outgoing domestic wire
$15ssfcu.org, checked Nov 8, 2026
Outgoing international wire
$61ssfcu.org, checked Nov 8, 2026
Inactivity fee
$10ssfcu.org, checked Nov 8, 2026
Early closure fee
$25ssfcu.org, checked Nov 8, 2026
Cashier’s check
$5ssfcu.org, checked Nov 8, 2026
Stop payment
$25ssfcu.org, checked Nov 8, 2026
Card replacement
$5ssfcu.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • You live, work, worship, attend school, volunteer, or your business is located in Texas, Colorado, or Utah.
  • You’re a member of select military branches/units or a Department of Defense employee at specific military bases within our service areas.
  • You're a family or household member of 1 an existing member.
ssfcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on ssfcu.org

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