Service Dividend Checking - Direct Deposit

$0 a year for an everyday customer. $10 a month.

Checked Nov 8, 2026Updated Nov 8, 2026

A year, everyday customer: $0
Monthly fee: Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · servicecu.org · PDF
The source states this figure; we have no exact sentence on file yet.
Open on servicecu.org (PDF)Report a problem
To open: Not stated

Against the market

How it ranks

#406of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Monthly fee: $10 a monthservicecu.org, checked Nov 8, 2026
Ways to avoid the monthly fee: fee waived with $1,500 min daily balanceservicecu.org, checked Nov 8, 2026
Overdraft fee: $19servicecu.org, checked Nov 8, 2026
Returned item (NSF) fee: $19servicecu.org, checked Nov 8, 2026
Overdraft transfer fee: Noneservicecu.org, checked Nov 8, 2026
Most overdraft fees in a day: 12servicecu.org, checked Nov 8, 2026
Out-of-network ATM fee: Noneservicecu.org, checked Nov 8, 2026
ATM fees refunded, up to: $15 a monthservicecu.org, checked Nov 8, 2026
Foreign transaction fee (debit card): 1%servicecu.org, checked Nov 8, 2026
Outgoing domestic wire: $20servicecu.org, checked Nov 8, 2026
Outgoing international wire: $40servicecu.org, checked Nov 8, 2026
Inactivity fee: $10servicecu.org, checked Nov 8, 2026
Cashier’s check: $5servicecu.org, checked Nov 8, 2026
Stop payment: $30servicecu.org, checked Nov 8, 2026
Card replacement: $9servicecu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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