APY
0.15%
As of Nov 8, 2026. Rates are variable.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · servicecu.org · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · servicecu.org · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#272of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Card lock
- Check writing
- Debit card
- Early direct deposit
- Interest bearing
- Mobile wallet
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $1,500servicecu.org, checked Nov 8, 2026
- To earn the APY
- Must be a member of Service Credit Union or eligible for membership with at least $5 in a Primary Savings Account.servicecu.org, checked Nov 8, 2026
Fees
- Monthly fee
- $10 a monthservicecu.org, checked Nov 8, 2026
- Ways to avoid the monthly fee
- There is no monthly fee as long as you maintain a minimum daily balance of $1,500.servicecu.org, checked Nov 8, 2026
- Overdraft fee
- $19servicecu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $19servicecu.org, checked Nov 8, 2026
- Overdraft transfer fee
- Noneservicecu.org, checked Nov 8, 2026
- Most overdraft fees in a day
- 12servicecu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- Noneservicecu.org, checked Nov 8, 2026
- ATM fees refunded, up to
- $30 a monthservicecu.org, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%servicecu.org, checked Nov 8, 2026
- Outgoing domestic wire
- $20servicecu.org, checked Nov 8, 2026
- Outgoing international wire
- $40servicecu.org, checked Nov 8, 2026
- Inactivity fee
- $10servicecu.org, checked Nov 8, 2026
- Cashier’s check
- $5servicecu.org, checked Nov 8, 2026
- Stop payment
- $30servicecu.org, checked Nov 8, 2026
- Card replacement
- $9servicecu.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees