Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Service · Checking account
Service Everyday Checking - Basic
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · servicecu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#365of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Budgeting tools
- Card lock
- Check writing
- Contactless card
- Debit card
- Mobile wallet
- Online opening
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Noneservicecu.org, checked Nov 8, 2026
- Overdraft fee
- $19servicecu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $19servicecu.org, checked Nov 8, 2026
- Overdraft transfer fee
- Noneservicecu.org, checked Nov 8, 2026
- Most overdraft fees in a day
- 12servicecu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- Noneservicecu.org, checked Nov 8, 2026
- ATM fees refunded, up to
- Noneservicecu.org, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%servicecu.org, checked Nov 8, 2026
- Outgoing domestic wire
- $20servicecu.org, checked Nov 8, 2026
- Outgoing international wire
- $40servicecu.org, checked Nov 8, 2026
- Inactivity fee
- $10servicecu.org, checked Nov 8, 2026
- Cashier’s check
- $5servicecu.org, checked Nov 8, 2026
- Stop payment
- $30servicecu.org, checked Nov 8, 2026
- Card replacement
- $9servicecu.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees