Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Teachers · Checking account
Teachers Share Draft / Checking
$0 a year for an everyday customer. No monthly fee. No minimum to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · teachersfcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · teachersfcu.org
The source states this figure; we have no exact sentence on file yet.
Offer
Bonuses
$1,000 in direct deposits within 180 days. About $167 a month for 6 months.
Teachers Share Draft / Checking · Teachers · for new customers
No end date postedMeet it within 180 daysNew customers only
“New members must open a Teachers membership with a Regular or Youth Savings Account and a new Smart Checking, Share Draft Checking, or Young Professional Checking Account, enroll in Online Banking and eStatements, and receive qualifying direct deposits totaling at least $1,000 each month for six con”The bank’s page, checked Nov 8, 2026
$1,000 in direct deposits within 90 days. About $333 a month for 3 months.
Teachers Share Draft / Checking · Teachers · for new customers
No end date postedMeet it within 90 daysNew customers only
“Open a new Teachers checking account and receive Qualifying Direct Deposits totaling at least $1,000 each monthly statement cycle for five consecutive Evaluation Periods.”The bank’s page, checked Nov 8, 2026
Against the market
How it ranks
#381of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Check writing
- Debit card
- ITIN accepted
- Live chat
- Mobile check deposit
- Mobile wallet
- No minimum balance
- Online opening
- Overdraft protection transfer
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Noneteachersfcu.org, checked Nov 8, 2026
- Minimum to open
- Noneteachersfcu.org, checked Nov 8, 2026
- Overdraft fee
- $32teachersfcu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $32teachersfcu.org, checked Nov 8, 2026
- Overdraft transfer fee
- $8teachersfcu.org, checked Nov 8, 2026
- ATM network
- broad network of surcharge-free ATMsteachersfcu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $1.75teachersfcu.org, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%teachersfcu.org, checked Nov 8, 2026
- Incoming domestic wire
- $15teachersfcu.org, checked Nov 8, 2026
- Outgoing domestic wire
- $25teachersfcu.org, checked Nov 8, 2026
- Incoming international wire
- $15teachersfcu.org, checked Nov 8, 2026
- Inactivity fee
- $10teachersfcu.org, checked Nov 8, 2026
- Cashier’s check
- $3teachersfcu.org, checked Nov 8, 2026
- Stop payment
- $25teachersfcu.org, checked Nov 8, 2026
- Card replacement
- $10teachersfcu.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Join today by opening a Smart Checking account.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees