Monthly fee

$25

−$300 a year for an everyday customer: fees and interest, $2,000 kept.

Texas Capital Bank · Checking account

Texas Capital Premier Checking

−$300 a year for an everyday customer. $25 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$300
Monthly fee
To open

Against the market

How it ranks

#1007of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Online opening
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$500texascapitalbank.com, checked Nov 8, 2026
Interest compounds
dailytexascapitalbank.com, checked Nov 8, 2026

Fees

Monthly fee
$25 a monthtexascapitalbank.com, checked Nov 8, 2026
Minimum to open
$100texascapitalbank.com, checked Nov 8, 2026
Overdraft fee
$15texascapitalbank.com, checked Nov 8, 2026
Returned item (NSF) fee
Nonetexascapitalbank.com, checked Nov 8, 2026
Most overdraft fees in a day
3texascapitalbank.com, checked Nov 8, 2026
ATM network
over 55,000 ATMstexascapitalbank.com, checked Nov 8, 2026
ATMs in the network
55,000texascapitalbank.com, checked Nov 8, 2026
Incoming domestic wire
Nonetexascapitalbank.com, checked Nov 8, 2026
Outgoing domestic wire
$35texascapitalbank.com, checked Nov 8, 2026
Incoming international wire
Nonetexascapitalbank.com, checked Nov 8, 2026
Outgoing international wire
$35texascapitalbank.com, checked Nov 8, 2026
Paper statements
Nonetexascapitalbank.com, checked Nov 8, 2026
Early closure fee
Nonetexascapitalbank.com, checked Nov 8, 2026
Cashier’s check
Nonetexascapitalbank.com, checked Nov 8, 2026
Stop payment
Nonetexascapitalbank.com, checked Nov 8, 2026
Card replacement
Nonetexascapitalbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

Visit Texas Capital

We don’t earn anything from this link.