APY on $10,000

3.85%

As of Nov 1, 2026. Rates are variable.

Texas Capital Bank · Savings account

Texas Capital STAR SAVINGS

$385 a year on $10,000 at today’s 3.85% APY. No monthly fee. No minimum to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#20of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • No minimum balance
  • Overdraft grace period
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0texascapitalbank.com, checked Nov 1, 2026
APY paid on balances up to
$1,000,000texascapitalbank.com, checked Nov 1, 2026
Interest compounds
dailytexascapitalbank.com, checked Nov 1, 2026

Fees

Monthly fee
Nonetexascapitalbank.com, checked Nov 1, 2026
Minimum to open
Nonetexascapitalbank.com, checked Nov 1, 2026
Overdraft fee
$15texascapitalbank.com, checked Nov 1, 2026
Returned item (NSF) fee
Nonetexascapitalbank.com, checked Nov 1, 2026
Most overdraft fees in a day
3texascapitalbank.com, checked Nov 1, 2026
Early closure fee
Nonetexascapitalbank.com, checked Nov 1, 2026
Cashier’s check
Nonetexascapitalbank.com, checked Nov 1, 2026
Stop payment
Nonetexascapitalbank.com, checked Nov 1, 2026

Who can open it

Where
Anywhere in the UStexascapitalbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

Visit Texas Capital

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