APY

0.10%

As of Nov 8, 2026. Rates are variable.

Texas Capital Bank · Checking account

Texas Capital STAR CHECKING

$2 a year for an everyday customer. No monthly fee.

Checked Nov 8, 2026Updated

A year, everyday customer
$2
APY
Monthly fee
To open
Not stated

Against the market

How it ranks

#30of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Budgeting tools
  • Card lock
  • Check writing
  • Contactless card
  • Debit card
  • Free checks
  • Mobile wallet
  • No minimum balance
  • Online opening
  • Overdraft grace period
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonetexascapitalbank.com, checked Nov 8, 2026
Overdraft fee
$15texascapitalbank.com, checked Nov 8, 2026
Returned item (NSF) fee
Nonetexascapitalbank.com, checked Nov 8, 2026
Most overdraft fees in a day
3texascapitalbank.com, checked Nov 8, 2026
ATM network
Allpointtexascapitalbank.com, checked Nov 8, 2026
ATMs in the network
55,000texascapitalbank.com, checked Nov 8, 2026
ATM fees refunded, up to
Nonetexascapitalbank.com, checked Nov 8, 2026
Early closure fee
Nonetexascapitalbank.com, checked Nov 8, 2026
Cashier’s check
Nonetexascapitalbank.com, checked Nov 8, 2026
Stop payment
$30texascapitalbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

Visit Texas Capital

We don’t earn anything from this link.