APY

0.10%

As of Nov 8, 2026. Rates are variable.

Texas Capital Bank · Checking account

Texas Capital STAR PLUS CHECKING

$2 a year for an everyday customer. No monthly fee.

Checked Nov 8, 2026Updated

A year, everyday customer
$2
APY
Monthly fee
To open
Not stated

Against the market

How it ranks

#28of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Branch access
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • No minimum balance
  • Online opening
  • Overdraft grace period
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0texascapitalbank.com, checked Nov 8, 2026

Fees

Monthly fee
Nonetexascapitalbank.com, checked Nov 8, 2026
Overdraft fee
$15texascapitalbank.com, checked Nov 8, 2026
Returned item (NSF) fee
Nonetexascapitalbank.com, checked Nov 8, 2026
Most overdraft fees in a day
3texascapitalbank.com, checked Nov 8, 2026
ATMs in the network
55,000texascapitalbank.com, checked Nov 8, 2026
ATM fees refunded, up to
$20 a monthtexascapitalbank.com, checked Nov 8, 2026
Early closure fee
Nonetexascapitalbank.com, checked Nov 8, 2026
Cashier’s check
Nonetexascapitalbank.com, checked Nov 8, 2026
Stop payment
$30texascapitalbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

Visit Texas Capital

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