Monthly fee
$10
−$120 a year for an everyday customer: fees and interest, $2,000 kept.
Tompkins Bank & Trust · Checking account
Tompkins Bank & Trust Direct Checking
−$120 a year for an everyday customer. $10 a month. No minimum to open.
- A year, everyday customer
- −$120
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · tompkinsbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · tompkinsbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#852of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Debit card
- Mobile check deposit
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthtompkinsbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- direct deposits totaling $500 or more
- 10 debit card transactions per cycle
- Minimum to open
- Nonetompkinsbank.com, checked Nov 8, 2026
- Paper statements
- $3.50 a monthtompkinsbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees