Monthly fee

$10

−$120 a year for an everyday customer: fees and interest, $2,000 kept.

Tompkins Bank & Trust · Checking account

Tompkins Bank & Trust Employee Advantage Checking

−$120 a year for an everyday customer. $10 a month. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$120
Monthly fee
To open

Against the market

How it ranks

#862of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Debit card
  • Mobile check deposit
  • Online opening
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$10 a monthtompkinsbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Receive a monthly credit of $10 when you do one of the following during each monthly statement cycle and by enrolling in eStatements: receive direct deposits totaling $500 or more
  • Receive a monthly credit of $10 when you do one of the following during each monthly statement cycle and by enrolling in eStatements: use your debit card to make 10 or more purchases
tompkinsbank.com, checked Nov 8, 2026
Minimum to open
Nonetompkinsbank.com, checked Nov 8, 2026
ATM fees refunded, up to
$13.50 a monthtompkinsbank.com, checked Nov 8, 2026
Paper statements
$3.50 a monthtompkinsbank.com, checked Nov 8, 2026

Who can open it

Where
Near its branchestompkinsbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on tompkinsbank.com

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