RateHerald

APY on $10,000

0.02%

As of Nov 8, 2026. Rates are variable.

Tompkins Bank & Trust · Savings account

Tompkins Bank & Trust Simple Savings Account

$2 a year on $10,000 at today’s 0.02% APY. $5 a month. $25 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Against the market

How it ranks

#209of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0.01 to $149,999.99
0.30%
$2.50 and up
0.01%
$2,500 and up
0.01%
$5,000 to $25,000
0.02%
$25,000 to $50,000
0.02%
$50,000 to $150,000
0.30%
$150,000 and up
0.40%
$250,000 to $499,999.99
3.20%
$500,000 to $999,999.99
3.30%
$1,000,000 and up
3.35%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0tompkinsbank.com, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthtompkinsbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Keep a $250 daily minimum balance to avoid $5.00 monthly maintenance feetompkinsbank.com, checked Nov 8, 2026
Minimum to open
$25tompkinsbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on tompkinsbank.com

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