Monthly fee
$25
−$300 a year for an everyday customer: fees and interest, $2,000 kept.
Wintrust Bank · Checking account
Wintrust Premier Checking
−$300 a year for an everyday customer. $25 a month. $100 to open.
- A year, everyday customer
- −$300
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · wintrustbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · wintrustbank.com
The source states this figure; we have no exact sentence on file yet.
Offer
Bonus
$2,000 in direct deposits within 60 days. About $1,000 a month for 2 months.
Wintrust Premier Checking · Wintrust · for new customers
Ends Nov 9, 2027Meet it within 60 daysNew customers only
“Open a new Premier Checking account, mention the offer (or visit the URL provided, or enter the code Builder when applying online), enroll in online banking and e-statements within the Qualification Period, and have qualifying direct deposits each month for the 2 consecutive calendar months after th”The bank’s page, checked Nov 8, 2026
Against the market
How it ranks
#990of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Early direct deposit
- Free checks
- Interest bearing
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- Interest paid monthlywintrustbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $25 a monthwintrustbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $10,000 average daily balance
- $75,000 combined average relationship balance in consumer accounts held at the same charter bank
- Minimum to open
- $100wintrustbank.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonewintrustbank.com, checked Nov 8, 2026
- Incoming international wire
- Nonewintrust.com, checked Nov 8, 2026
- Stop payment
- Nonewintrustbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees