APY on $10,000
1.45%
As of Nov 8, 2026. Rates are variable.
Greenstate · Money market account
Greenstate Impact Money Market
$145 a year on $10,000 at today’s 1.45% APY. $10 a month. $2,500 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · greenstate.org · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 1.45%
- Monthly fee, a year
- $120
- A year
- $145
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · greenstate.org · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · greenstate.org · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · greenstate.org · PDF
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#25of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Branch access
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $2,499.99
- 0.05%
- $2,500 to $49,999.99
- 1.45%
- $50,000 to $99,999.99
- 1.65%
- $100,000 to $249,999.99
- 1.85%
- $250,000 to $499,999.99
- 2.05%
- $500,000 to $999,999.99
- 2.25%
- $1,000,000 and up
- 2.45%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $2,500greenstate.org, checked Nov 8, 2026
- Interest compounds
- Monthlygreenstate.org, checked Nov 8, 2026
Fees
- Monthly fee
- $10 a monthgreenstate.org, checked Nov 8, 2026
- Ways to avoid the monthly fee
- $2,500.00 daily balance to avoid $10 monthly feegreenstate.org, checked Nov 8, 2026
- Minimum to open
- $2,500greenstate.org, checked Nov 8, 2026
- Overdraft fee
- $29greenstate.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $29greenstate.org, checked Nov 8, 2026
- Overdraft transfer fee
- $5greenstate.org, checked Nov 8, 2026
- Most overdraft fees in a day
- 5greenstate.org, checked Nov 8, 2026
- Withdrawals a month
- 6greenstate.org, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $10greenstate.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50greenstate.org, checked Nov 8, 2026
- International ATM fee
- $2.50greenstate.org, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 2%greenstate.org, checked Nov 8, 2026
- Incoming domestic wire
- $10greenstate.org, checked Nov 8, 2026
- Outgoing domestic wire
- $25greenstate.org, checked Nov 8, 2026
- Inactivity fee
- $35greenstate.org, checked Nov 8, 2026
- Cashier’s check
- $7greenstate.org, checked Nov 8, 2026
- Stop payment
- $29greenstate.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota (the page lists the specific counties).
- University of Iowa students, staff, and alumni.
- Direct relatives of current GreenState members.
- Members of the Iowa Consumer Council / American Consumer Council.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money