APY on $10,000

3.10%

As of Oct 12, 2026. Rates are variable.

American Express National Bank · Savings account

American Express National High Yield Savings Account (HYSA / Amex Savings)

$310 a year on $10,000 at today’s 3.10% APY. Monthly fee not stated.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#37of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Joint accounts
  • Mobile check deposit
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Who can open it

Where
Anywhere in the USamericanexpress.com, checked Nov 8, 2026
Minimum age
18americanexpress.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

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