6accounts we track
- Savings3
- Checking1
- CDs2
Bank in Sandy, UT
American Express National Bank
FDIC-insured · certificate 27471Savings, checking and CDs, with every rate from American Express National Bank’s own pages and every rank against the accounts we track.
Every account we track
Accounts and rates
Savings
A year on $10,000, after feesChecking
Against 1043 checking accountsCertificate of Deposit (CD), by term
Cashing out early: up to 1 year, 90 days of interest; up to 4 years, 270 days of interest; up to 5 years, 365 days of interest; over 5 years, 540 days of interest. A dash: a term we don’t rank. Also at American Express National Bank: Certificate of Deposit Account (American Express CD Savings), up to 4.40%. All American Express National Bank CDs
Offer
Bonus
$7,500 in direct deposits within 90 days. About $2,500 a month for 3 months.
American Express Rewards Checking · for new customers
Ends Feb 1, 2027Meet it within 90 days
“Open your first American Express Rewards Checking Account in your name by 02/01/2027, subject to approval, and have a total of $7,500 or more of Qualifying Direct Deposit(s) posted to the account within the first 90 days of account opening.”The bank’s page, checked Nov 8, 2026
Against the market
How American Express National Bank ranks
Where each ranked account sits on our list for its kind. Further right is higher on the list.
- American Express Rewards CheckingChecking account#6 of 1043
- American Express National High Yield Savings AccountSavings account#36 of 270
- American Express National High Yield Savings Account (HYSA / Amex Savings)Savings account#37 of 270
- American Express National High-Yield Savings Account (HYSA)Savings account#38 of 270
- Certificate of Deposit Account (American Express CD Savings) · 2 yearsCD#55 of 134
- Certificate of Deposit (CD) · 2 yearsCD#56 of 134
- Certificate of Deposit Account (American Express CD Savings) · 5 yearsCD#44 of 98
- Certificate of Deposit (CD) · 5 yearsCD#45 of 98
Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.