APY on $10,000

3.10%

As of Oct 12, 2026. Rates are variable.

American Express National Bank · Savings account

American Express National High Yield Savings Account

$310 a year on $10,000 at today’s 3.10% APY. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#36of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • No minimum balance
  • Online opening
  • Support 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0americanexpress.com, checked Nov 8, 2026

Fees

Monthly fee
Noneamericanexpress.com, checked Nov 8, 2026
Minimum to open
Noneamericanexpress.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

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