APY on $10,000

3.30%

As of Nov 8, 2026. Rates are variable.

Citadel · Savings account

Citadel High Yield Savings

$330 a year on $10,000 at today’s 3.30% APY. Monthly fee not stated.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#34of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Branch access
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$5,000 to $9,999.99
1.20%
$10,000 and up
3.30%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$5,000citadelbanking.com, checked Nov 8, 2026
To earn the APY
Minimum balance to earn APY is $5,000. You will earn dividends for every day during the period that Your Account balance equals or exceeds the minimum daily balance requirements.citadelbanking.com, checked Nov 8, 2026

Fees

Returned item (NSF) fee
$33citadelbanking.com, checked Nov 8, 2026
Most overdraft fees in a day
3citadelbanking.com, checked Nov 8, 2026
Fee for each withdrawal over the limit
$25citadelbanking.com, checked Nov 8, 2026
Inactivity fee
$5citadelbanking.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on citadelbanking.com

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