APY on $10,000

0.15%

As of Nov 8, 2026. Rates are variable.

Citadel · Savings account

Citadel Star Savings

$15 a year on $10,000 at today’s 0.15% APY. No monthly fee. $1 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#136of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$1 to $2,499.99
0.10%
$2,500 to $24,999.99
0.15%
$25,000 to $74,999.99
0.25%
$75,000 and up
0.30%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1citadelbanking.com, checked Nov 8, 2026

Fees

Monthly fee
Nonecitadelbanking.com, checked Nov 8, 2026
Minimum to open
$1citadelbanking.com, checked Nov 8, 2026
Returned item (NSF) fee
$33citadelbanking.com, checked Nov 8, 2026
Most overdraft fees in a day
3citadelbanking.com, checked Nov 8, 2026
Out-of-network ATM fee
$3citadelbanking.com, checked Nov 8, 2026
Paper statements
$2 a monthcitadelbanking.com, checked Nov 8, 2026
Inactivity fee
$5citadelbanking.com, checked Nov 8, 2026
Early closure fee
$5citadelbanking.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on citadelbanking.com

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