APY on $10,000
0.00%
As of Nov 8, 2026. Rates are variable.
Citadel · Money market account
Citadel Money Market Account
$0 a year on $10,000 at today’s 0.00% APY. $10 a month.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · citadelbanking.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.00%
- Monthly fee, a year
- $120
- A year
- $0
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · citadelbanking.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · citadelbanking.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#102of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Branch access
- Check writing
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $2,500 to $24,999.99
- 0.45%
- $25,000 to $74,999.99
- 0.50%
- $75,000 to $249,999.99
- 0.55%
- $250,000 and up
- 0.75%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $2,500citadelbanking.com, checked Nov 8, 2026
- To earn the APY
- Minimum balance to earn APY is $2,500.citadelbanking.com, checked Nov 8, 2026
Fees
- Monthly fee
- $10 a monthcitadelbanking.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- After 60 days, the $10 monthly service fee is waived if the average daily balance is $2,500 or more.
- Monthly service fee does not apply to any account held by a member under the age of 21.
- Overdraft fee
- $33citadelbanking.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $33citadelbanking.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 3citadelbanking.com, checked Nov 8, 2026
- Paper statements
- $2 a monthcitadelbanking.com, checked Nov 8, 2026
- Inactivity fee
- $5citadelbanking.com, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money