APY on $10,000
0.03%
As of Nov 1, 2026. Rates are variable.
Citibank · Savings account
Citibank Citi Accelerate Savings
$3 a year on $10,000 at today’s 0.03% APY. $4.5 a month. No minimum to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer's page · citi.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.03%
- Monthly fee, a year
- $54
- A year
- $3
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer's page · citi.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · citi.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer document · citi.com · PDF
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Joint accounts
- Minor accounts
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- Any balance
- 0.05%
- $25,000 to $1,000,000
- 0.03%
- $1,000,000 and up
- 0.03%
The bank’s rates · as of Nov 1, 2026
In the bank’s words
Terms
Fees
- Monthly fee
- $4.50 a monthciti.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Average Monthly Balance of $500 or more
- Any owner also owns a Checking account
- Citigold Private Client, Citigold or Citi Priority Relationship Tier status
- Minimum to open
- Noneciti.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $2.50citi.com, checked Nov 1, 2026
Who can open it
- Where
- Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Georgia, Hawaii, Iowa, Idaho, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, West Virginia, Wyoming, Florida, Illinoisciti.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money