APY on $10,000

0.03%

As of Nov 8, 2026. Rates are variable.

Citibank · Savings account

Citibank Citi Miles Ahead Savings

$3 a year on $10,000 at today’s 0.03% APY. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#205of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

Any balance
0.05%
$25,000 to $1,000,000
0.03%
$1,000,000 and up
0.03%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Fees

Monthly fee
Noneciti.com, checked Nov 8, 2026
Minimum to open
Noneciti.com, checked Nov 8, 2026
Out-of-network ATM fee
Noneciti.com, checked Nov 8, 2026

Who can open it

Where
Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Georgia, Hawaii, Iowa, Idaho, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, West Virginia, Wyoming, Florida, Illinoisciti.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on citi.com

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