RateHerald

APY on $10,000

0.25%

As of Nov 8, 2026. Rates are variable.

First National Bank of America · Savings account

First National Bank of America Statement Savings

$25 a year on $10,000 at today’s 0.25% APY. $2 a month. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Against the market

How it ranks

#101of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$2 a monthfnba.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Requires a $199 minimum average balance per statement cycle to avoid service feesfnba.com, checked Nov 8, 2026
Minimum to open
$100fnba.com, checked Nov 8, 2026
Overdraft fee
$30fnba.com, checked Nov 8, 2026
Returned item (NSF) fee
$30fnba.com, checked Nov 8, 2026
ATM network
Surcharge-Free ATMsfnba.com, checked Nov 8, 2026
ATMs in the network
55,000fnba.com, checked Nov 8, 2026
Outgoing domestic wire
$20fnba.com, checked Nov 8, 2026
Outgoing international wire
$25fnba.com, checked Nov 8, 2026
Early closure fee
$20fnba.com, checked Nov 8, 2026
Cashier’s check
$3fnba.com, checked Nov 8, 2026
Stop payment
$28fnba.com, checked Nov 8, 2026
Card replacement
$5fnba.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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