APY on $10,000

0.01%

As of Nov 8, 2026. Rates are variable.

First Technology · Savings account

First Technology Membership Savings

$1 a year on $10,000 at today’s 0.01% APY. No monthly fee. $5 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#223of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • Mobile check deposit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0.01 to $1,000
0.01%
$1,000.01 and up
0.01%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlyfirsttechfed.com, checked Nov 8, 2026

Fees

Monthly fee
Nonefirsttechfed.com, checked Nov 8, 2026
Minimum to open
$5firsttechfed.com, checked Nov 8, 2026
ATM network
CO-OP networkfirsttechfed.com, checked Nov 8, 2026
ATMs in the network
30,000firsttechfed.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonefirsttechfed.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
1%firsttechfed.com, checked Nov 8, 2026
Incoming domestic wire
Nonefirsttechfed.com, checked Nov 8, 2026
Outgoing domestic wire
$15firsttechfed.com, checked Nov 8, 2026
Incoming international wire
Nonefirsttechfed.com, checked Nov 8, 2026
Outgoing international wire
$40firsttechfed.com, checked Nov 8, 2026
Inactivity fee
$10firsttechfed.com, checked Nov 8, 2026
Stop payment
$25firsttechfed.com, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Work for one of our 1,700+ partner companies —like Amazon, Microsoft, Intel and more
  • Live, work or worship in a participating community
  • Work for the State of Oregon
  • Belong to a participating organization. To become a member of a participating organization, stop by a location or join within our online application.
firsttechfed.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on firsttechfed.com

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