APY on $10,000
0.10%
As of Nov 8, 2026. Rates are variable.
Flagstar Bank · Savings account
Flagstar Performance Savings
$10 a year on $10,000 at today’s 0.10% APY. $15 a month. $1 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · flagstar.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.10%
- Monthly fee, a year
- $180
- A year
- $10
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · flagstar.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · flagstar.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · flagstar.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#155of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Branch access
- Interest bearing
- Mobile check deposit
- Online opening
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $9,999.99
- 0.10%
- $10,000 to $24,999.99
- 0.10%
- $25,000 to $49,999.99
- 3.20%
- $50,000 to $99,999.99
- 3.20%
- $100,000 to $499,999.99
- 3.40%
- $500,000 and up
- 3.40%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $100,000flagstar.com, checked Nov 8, 2026
- Interest compounds
- daily, credited monthlyflagstar.com, checked Nov 8, 2026
Fees
- Monthly fee
- $15 a monthflagstar.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Maintain a $10,000 average daily balance
- Maintain a Flagstar personal checking relationship
- Minimum to open
- $1flagstar.com, checked Nov 8, 2026
- ATM network
- Flagstar ATMsflagstar.com, checked Nov 8, 2026
- ATMs in the network
- 56,000flagstar.com, checked Nov 8, 2026
- Early closure fee
- $30flagstar.com, checked Nov 8, 2026
Who can open it
- Availability
- Area restrictions may apply.flagstar.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money