7accounts we track
- Savings3
- Money market1
- Checking3
Bank in Hicksville, NY
Flagstar Bank
FDIC-insured · certificate 32541Savings, money market and checking, with every rate from Flagstar Bank’s own pages and every rank against the accounts we track.
Every account we track
Accounts and rates
Savings and money market
A year on $10,000, after feesChecking
Against 1043 checking accountsOffer
Bonuses
$7,500 in direct deposits within 90 days. About $2,500 a month for 3 months.
Flagstar Elite Checking · for new customers
No end date postedMeet it within 90 days
“As a new personal checking customer, receive direct deposits (ACH credits) totaling at least $2,500 in each of three consecutive 30-day timeframes (days 1-30, 31-60, 61-90) after account opening, for a cumulative total of at least $7,500 within 90 days, to receive the $500 bonus 91-104 days after ac…”The bank’s page, checked Nov 8, 2026
$1,500 in direct deposits within 90 days. About $500 a month for 3 months.
Flagstar Ready Checking · for new customers
No end date postedMeet it within 90 days
“As a new personal checking customer, receive one or more direct deposits (ACH credits) totaling at least $500 in each of three consecutive 30-day timeframes (days 1-30, 31-60, 61-90) after account opening, for a cumulative total of at least $1,500 within 90 days, to receive the $300 bonus 91-104 day…”The bank’s page, checked Nov 8, 2026
Against the market
How Flagstar Bank ranks
Where each ranked account sits on our list for its kind. Further right is higher on the list.
- Flagstar Ready CheckingChecking account#315 of 1043
- Flagstar One CheckingChecking account#543 of 1043
- Flagstar Performance SavingsSavings account#155 of 270
- Flagstar Ready SavingsSavings account#235 of 270
- Flagstar Elite CheckingChecking account#926 of 1043
Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.