Monthly fee

$15

Flagstar Bank · Money market account

Flagstar Money Market

−$180 a year on $10,000. $15 a month. $50 to open.

Checked Nov 8, 2026Updated

A year on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Bill pay
  • Branch access
  • Check writing
  • Debit card
  • Interest bearing
  • Mobile check deposit
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$2,500flagstar.com, checked Nov 8, 2026
To earn the APY
$2,500 minimum deposit to earn interestflagstar.com, checked Nov 8, 2026
APY paid on balances up to
$10,000,000flagstar.com, checked Nov 8, 2026

Fees

Monthly fee
$15 a monthflagstar.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Waive $15 monthly service charge when you maintain a balance of $2,500 or moreflagstar.com, checked Nov 8, 2026
Minimum to open
$50flagstar.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on flagstar.com

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